Best Gadget Insurance 2025
Compare the top gadget insurance providers, plans, and coverage options. Find the perfect protection for your smartphones, laptops, tablets, and electronics.
Compare the top gadget insurance providers, plans, and coverage options. Find the perfect protection for your smartphones, laptops, tablets, and electronics.
With the average smartphone costing over $800 and laptops exceeding $1,200, protecting your devices isn't just smart—it's essential.
30% of smartphone users experience damage within the first year. Don't be caught off guard.
Over 3 million smartphones are stolen annually in the US. Protection gives you peace of mind.
Screen repairs can cost $300+. Insurance helps you avoid unexpected expenses.
Based on coverage options, pricing, customer service, and claims process.
Leading provider of comprehensive gadget insurance with flexible coverage options and competitive pricing. Partners with Progressive for enhanced benefits.
Global tech care company serving 270+ million customers worldwide. Partners with major carriers for comprehensive device protection and support.
Compare key features, pricing, and coverage options at a glance.
| Feature | Worth Ave. Group | Asurion |
|---|---|---|
| Monthly Cost | $8-15 | $12-18 |
| Deductible | $50-150 | $99-249 |
| Same-Day Replacement | ❌ | ✅ |
| 24/7 Tech Support | ❌ | ✅ |
| Worldwide Coverage | ✅ | ✅ |
| No Age Restrictions | ✅ | ❌ |
| Theft & Loss | ✅ | ✅ |
| Accidental Damage | ✅ | ✅ |
| Mechanical Failure | ✅ | ✅ |
| Claims Process | Online/Mail | Online/Store |
Find the perfect insurance plan based on your specific needs and lifestyle.
Budget-friendly protection for laptops, tablets, and smartphones essential for your studies.
Fast replacement and 24/7 support to minimize downtime and keep you productive.
Multi-device protection for the whole family with flexible coverage options and discounts.
Get answers to common questions about gadget insurance.
Gadget insurance is typically worth it if you have expensive devices (over $500), are prone to accidents, or rely heavily on your devices for work or school. With repair costs often exceeding $300 and replacement costs even higher, insurance can save you money and provide peace of mind.
Manufacturer warranties typically cover defects and malfunctions for a limited time (usually 1 year), but don't cover accidental damage, theft, or loss. Insurance covers these additional risks and often extends beyond the warranty period, providing more comprehensive protection.
Most providers offer online claim filing through their website or mobile app. You'll typically need to provide details about the incident, photos of damage (if applicable), and proof of ownership. The process usually takes 10-15 minutes, and you'll receive updates on your claim status via email or text.
Yes, most providers offer multi-device plans or family plans that can cover all your gadgets under one policy. These plans often come with discounts compared to insuring each device separately. Some providers also offer business plans for companies needing to protect employee devices.
Common exclusions include pre-existing damage, intentional damage, cosmetic damage that doesn't affect functionality, and losses due to war or nuclear hazard. Some policies also have restrictions on older devices or require waiting periods before coverage begins. Always read the terms carefully.
Don't leave your valuable electronics unprotected. Get personalized insurance recommendations in minutes.