Find Your Perfect Insurance Plan

Answer a few questions and get personalized gadget insurance recommendations from top providers in minutes.

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What devices do you need to protect?

Select all that apply

Smartphone

iPhone, Android, all brands

Laptop

MacBook, Windows, Chromebook

Tablet

iPad, Android tablets

Smartwatch

Apple Watch, fitness trackers

Gaming

Consoles, controllers

Multiple Devices

Family or business plans

How the selector works

Answer a few questions, then compare plan types and providers that typically fit those needs.

1

Pick what you’re protecting

Choose device types and an estimated total value so recommendations match your situation.

2

Set your priorities

Tell us what matters most (accidents, theft/loss, fast repairs, and more).

3

Compare providers

We surface providers featured on this site and highlight what to review in their terms.

4

Review next steps

See recommendations and links to compare plan details on the provider’s site.

Coverage options, explained

Providers use different names for similar coverage. Use this quick guide to compare plans with confidence.

Accidental damage

Usually covers drops, cracks, and spills. Check whether the plan repairs your device, replaces it, or offers a payout.

Theft & loss

Not every plan includes this. If it matters to you, confirm the requirements (for example, filing a police report) and any limits.

Mechanical breakdown

Covers failures that aren’t caused by accidents. This can overlap with warranties, so look at timing and what parts are included.

Quick checklist before you buy

  • • Confirm what’s covered vs. excluded (cosmetic damage, accessories, pre‑existing issues).
  • • Look for any waiting period and whether older devices need an inspection.
  • • Understand out‑of‑pocket costs (often called a deductible or service fee).
  • • Check claim steps and replacement/repair timelines.

Tip: Keep proof of purchase and back up your data regularly—insurance typically won’t recover lost files.

Insurance selector FAQ

Common questions about recommendations, coverage terms, and what to review before choosing a plan.

Are these official quotes?

This tool provides recommendations and comparison links. Final pricing, eligibility, and coverage details are set by each provider.

What information do I need to get started?

Knowing your device types and an approximate total value is usually enough. Some providers may ask for model details, purchase date, or a serial number during enrollment or a claim.

Will a plan cover existing damage?

Most plans exclude pre‑existing damage. If your device is already damaged, review the provider’s terms to see whether an inspection or waiting period applies.

Warranty vs. protection plan vs. insurance—what’s the difference?

Warranties typically cover defects and hardware failures. Protection plans and insurance often add accidental damage coverage, and some include theft/loss. The wording varies by provider, so always compare the “covered events” section.

Can I cover multiple devices?

Many providers offer multi‑device, family, or business options. If you’re protecting several devices, compare whether a bundle is simpler than separate plans.

What should I review before I purchase?

Focus on exclusions, claim limits, out‑of‑pocket costs, and how repairs/replacements are handled. If theft/loss matters, confirm the documentation requirements.

Ready to compare plan options?

Use the selector for quick recommendations, or browse by device to see detailed breakdowns and provider highlights.

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