Worth Ave. Group Review 2025

Comprehensive analysis of Worth Ave. Group's gadget insurance offerings, coverage options, pricing, and customer satisfaction ratings.

★★★★★
4.8/5 Overall Rating
$8-15
Monthly Cost
270M+
Customers Served
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Company Overview

Worth Ave. Group has been a leading provider of gadget insurance for over 30 years, offering comprehensive protection for smartphones, laptops, tablets, and other electronic devices. Through their partnership with Progressive, they provide enhanced benefits and competitive pricing.

The company is known for its flexible coverage options, no age restrictions on devices, and worldwide coverage that follows you anywhere. With an average claim payout of $432 and processing times of 24-48 hours, they offer reliable protection when you need it most.

Key Statistics

30+
Years in Business
$432
Average Claim Payout
24-48h
Claims Processing
4.8/5
Customer Rating

Quick Facts

Best For:
Students, families, budget-conscious users
Coverage Types:
Accidental damage, theft, loss, mechanical failure
Starting Price:
$8/month for smartphone protection
Deductible:
$50-150 depending on device and claim type
Waiting Period:
30 days for accidental damage coverage
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Coverage Options & Plans

Comprehensive protection for all your valuable devices.

Accidental Damage

Drops, spills, and other accidents

  • • Cracked screens
  • • Liquid damage
  • • Impact damage
  • • Button failures

Theft & Loss

Protection when devices go missing

  • • Stolen devices
  • • Lost devices
  • • Mysterious disappearance
  • • Replacement coverage

Mechanical Failure

Post-warranty breakdowns

  • • Hardware failures
  • • Component defects
  • • Battery issues
  • • Charging problems

Worldwide Coverage

Protection follows you globally

  • • International travel
  • • Study abroad
  • • Business trips
  • • Vacation coverage

Pricing & Plans

Competitive pricing with flexible payment options.

Basic Protection

$8
per month
  • Accidental damage only
  • $99 deductible
  • Standard claims process
  • Email support
Most Popular

Standard Protection

$12
per month
  • Accidental damage
  • Theft & loss
  • Mechanical failure
  • $79 deductible
  • Priority support

Premium Protection

$18
per month
  • All standard coverage
  • $49 deductible
  • Express claims
  • 24/7 phone support
  • Multi-device discount

Pros & Cons

Honest assessment of Worth Ave. Group's strengths and limitations.

✓ Pros

  • Competitive Pricing
    Starting at just $8/month for smartphone protection
  • No Age Restrictions
    Covers devices of any age, not just new purchases
  • Worldwide Coverage
    Protection follows you anywhere in the world
  • Flexible Coverage Options
    Multiple plans to fit different budgets and needs
  • Progressive Partnership
    Enhanced benefits through partnership with trusted insurer

✗ Cons

  • 30-Day Waiting Period
    Accidental damage coverage starts after 30 days
  • No Same-Day Replacement
    Claims processing takes 24-48 hours minimum
  • Limited Tech Support
    No 24/7 technical assistance like some competitors
  • Higher Deductibles
    Some competitors offer lower deductible options

Claims Process

Simple, straightforward process to get your device protected and repaired quickly.

1

File Claim Online

Submit your claim through their online portal with details about the incident

2

Provide Documentation

Upload photos of damage, proof of ownership, and any required documentation

3

Assessment & Approval

Claims are typically processed and approved within 24-48 hours

4

Repair or Replace

Device is repaired or replaced, with average payout of $432

What Customers Say

Real feedback from Worth Ave. Group customers.

★★★★★

"Great service and fast claims processing. My daughter's laptop was damaged in college, and they covered the repair quickly and without hassle."

Sarah M.
Parent of college student
★★★★☆

"Affordable pricing and comprehensive coverage. The only downside was the 30-day waiting period, but otherwise excellent service."

Michael R.
Business professional
★★★★★

"Best value for money I've found. Covered my phone theft while traveling abroad, which saved me hundreds of dollars."

Jennifer L.
Frequent traveler

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